make successfully jan dhan when bank reeach to every lost label citizens

hello sir ji Best Account Opening in PM Jan-Dhan yojana
Account Open In 3 Month But Not Reced in bank Pass book Bank Of Barodra in Bhiwandi Branch Thane Maharastra Please Help & do Needful

Every transaction (even for 1 rupee toffee) must be through mobile-money-transfer/on-line/ debit card/ credit card/ smart card. Advantages are-
1. no need to CARRY cash
2. zero cost to PRINT money
3. no FAKE money
4. no BLACK money generation
5. more TAX collection
6. no BRIBERY
7. more money in BANK ACCOUNT
8. no SOILED note
9. no problem for CHANGE
10. one SMART CARD for all bus/auto/taxi/train/metro ride. No chance of DADAGIRI by auto/taxi driver
11. ALL WILL BE INCLUDED IN GROWTH

PMJDY will be more effective if at least one mini/micro bank branch is opened in every Gram Panchayat (GP) for rural people so that they can do their transaction in their village it self. They hesitate to go city for small the transaction like depositing/withdrawing money, they also waste whole the day for that. By opening bank branch in GP level will increase job oppertunity and financial business of the bank as well.

In PM Jan-Dhan yojana some problem faced by public as: 1. Bank staff not co-operate. 2. Public face to & fare with interact bank. 3. open max bank kiosk in village with surety of public money so job and facility created in villages. 4. Open a counter as Ward wise in city or villages so max job open for unemploye person.

pmjdy is good policy but some villagers has interested because not direct benefit to villagers so pmjdy a/c connect other other cash benefit policy

Sir. I would like to draw your attention towards poor migrant workers in cities. These people live in very basic housing with no or little access to kitchens. Therefore the subsidized cooking gas has very little value for them. Instead if they can get access to cheap, healthy cooked food 3 times in a day, they will benefit more. My suggestion is to give people an option of cooked food subsidy in exchange of gas subsidy, which could be used at registered food outlets in cities through RuPay Card.

Already many people have opened their account. To make it popular their must be an commission based agent service for opening of a/c & transaction. Please provide health insurance for Rs 100 pm for those who desire without any income certificate. Public distribution scheme money should be made available through bank a/c.

Sir, for making JAN DHAN Yojana more successful , we required physical setup of Bank Kiosk in almost all villages. because in villages mostly women saved the money , but she hesitate to go to Bank kiosk for depositing money , because most kiosk are covering almost two three villages. village women are reluctant to go that far due to various reason. hence i request to open bank kiosk at each and every villages of our India , then only women will come forward to deposit their hard earn money.

In remote areas instead asking people to come all way to bank leaving their daily wage works,Sent bank Saathis to the families.This can be done by leasing it out to NGO's or Self Help Group.This will ensure full coverage Bharat in PMJDY