dear sir,

i am accepting all decision good and benifits to our countray but my point of view education cost is more than other cost so fisrt things we can try to free of cost teaching in india bes of so many student came to middle order and they can not affort so many cost, second things is if we can creteted centerlisation to all courses and rank also in all india so we know to fees and infrastucture and improvement our education sysytem...

Sir,

In Respect of any kind of loan or funding, it should be made compulsory to give schedule of charges, interest etc. in terms of reducing balance only.

This will reduce any misunderstanding between the bank and the customer.

Now a days loan at the rate of say 9% p.a. (Flat) for 3 years, works out to be more than 36-48 % p.a. (Reducing balance).

Transparency should be there in this respect. By these Disputes shall get reduced to at least 50 % from current level.

Sir,

Banking at least Savings part shall be made truly service sector. Senior Citizen, Students and other special category persons shall be given all the Benefits without any min. Balance OR QAB Requirement to be fulfilled.

Sir,

Digital India is Really nice concept. But Its my Humble request that govt. should not allow any change on general basis.

Like now a days SBI is has imposed QAB charges for all saving accounts. This is for Metro City. Now in this Metro City too many persons can't afford this. This is beyond the limit what was committed to him at the time of opening the account. Also there are many Student and Senior Citizen Accounts too.....

attachment

Corruption in entire banks in india.If you see their expenses than can't imagine.Entire channels of banks are under corruption.If proper NPA declare than you can't imagine losses of bank

Respected Sir,
entire Advances By Bank to farmers get NPA & new advances going to NPA.Banks are not tracking customers for depositing instalments.A lot of advances to persons not traceable & banks are showing it as performing assets.Field officers are sitting in chair & not visiting in the field,than how the advances to be recovered.Some Officers sanctioned advances in only paper but business places not there.

Respected sir,
You are doing very good job for we indians,we appreciate you that we get motivation from your work.But my humble request from you is to please make any arrangement to abolish quota system from collages addmission and other job recruitment for betterment of future if india nd coming indian generation which are future of india..if govt want to give prefrence to sc/st/obc,its ok.you give all study allowance and fees free from government,no matters but please stop this worst system

Land value is relative. It will change drastically as per the public use. Alternative uses like lakes, airport,forest,railway station, bus station, market center may be encouraged to enhance the property value. Money may be recovered by leasing or rental for the property. It requires coordination between Banks, Local bodies, state and national governments and local participation.

Collateral securities may be doubled to avoid bankruptcy and insolvency and rate of interest should be slashed.